Major Rating Factors:
A current level of 24.1 percent of nonperforming loans to core capital combined with 3.8 percent from a year earlier contributes to the Fair asset quality (3.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.3. Operating profits as a percentage of assets at 2.8%, coupled with a return on assets of 2.8 has resulted in Excellent (9.8) profitability.
Asset Mix:
Home mtgs (34%), comm re (13%), securities (10%), cash (10%), comm loans (6%), consumer loans (5%), other (22%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
10408 Farm Road 2180
Cassville, MO 65625
Cassville, MO 65625
Phone Number
(417) 847-4794
Year Founded
1985
FDIC Number
Website
Largest Affiliates
No affiliate information available.