B
The Bank
OberlinKS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 2.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 9.80
Stability Index 9.60
Company Info The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 26522
Phone Number (785) 475-3817
Website onlinebanking.thebankks.com/Pages/Default.html
Asset Quality The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 32.20%
5-Year Asset Growth 6.44%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 1.55%
Non-Performing Loans to Capital 13.57%
Non-Performing Loans to Loans 2.74%
Balance Sheet The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 588.94M
Total Deposits 516.39M
Capital and Reserves The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 70.16M
Leverage Ratio 10.99
Loan Loss Reserves to Loans 2.00%
Risk-Based Capital Ratio 17.91
Liquidity The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.93%
Liquidity Ratio 23.46%
Profitability The Bank
Oberlin, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.82%
Net Income 10.31M
Net Interest Spread 4.99%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 45.94%
Return on Assets 2.30%
Return on Equity 20.47%