| Weiss Ratings |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 26523 | |||
| Phone Number | (888) 307-5887 | |||
| Website | bankhometown.com | |||
| Asset Quality |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.65% | |||
| 5-Year Asset Growth | 9.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.34% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.59B | |||
| Total Deposits | 1.36B | |||
| Capital and Reserves |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 184.22M | |||
| Leverage Ratio | 11.12 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 15.96 | |||
| Liquidity |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.58% | |||
| Liquidity Ratio | 7.17% | |||
| Profitability |
bankHometown
Oxford, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 15.04M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 55.91% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 11.32% | |||