| Weiss Ratings |
bankHometown
Oxford, MA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
bankHometown
Oxford, MA |
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| FDIC Number | 26523 | |||
| Phone Number | (888) 307-5887 | |||
| Website | bankhometown.com | |||
| Asset Quality |
bankHometown
Oxford, MA |
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| 1-Year Asset Growth | 9.17% | |||
| 5-Year Asset Growth | 9.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.21% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
bankHometown
Oxford, MA |
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| Total Assets | 1.57B | |||
| Total Deposits | 1.35B | |||
| Capital and Reserves |
bankHometown
Oxford, MA |
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| Capital | 174.94M | |||
| Leverage Ratio | 10.87 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 14.54 | |||
| Liquidity |
bankHometown
Oxford, MA |
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| Hot Money Ratio | 20.17% | |||
| Liquidity Ratio | 8.52% | |||
| Profitability |
bankHometown
Oxford, MA |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 4.52M | |||
| Net Interest Spread | 3.50% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 58.88% | |||
| Return on Assets | 1.17% | |||
| Return on Equity | 10.46% | |||