| Weiss Ratings |
Bank of DeSoto, National Association
DeSoto, TX |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 7.70 | |||
| Company Info |
Bank of DeSoto, National Association
DeSoto, TX |
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| FDIC Number | 26542 | |||
| Phone Number | (972) 780-7777 | |||
| Website | www.bankdesoto.com | |||
| Asset Quality |
Bank of DeSoto, National Association
DeSoto, TX |
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| 1-Year Asset Growth | 0.85% | |||
| 5-Year Asset Growth | 3.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 4.79% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Bank of DeSoto, National Association
DeSoto, TX |
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| Total Assets | 265.89M | |||
| Total Deposits | 238.66M | |||
| Capital and Reserves |
Bank of DeSoto, National Association
DeSoto, TX |
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| Capital | 26.69M | |||
| Leverage Ratio | 10.20 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of DeSoto, National Association
DeSoto, TX |
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| Hot Money Ratio | 38.40% | |||
| Liquidity Ratio | 43.59% | |||
| Profitability |
Bank of DeSoto, National Association
DeSoto, TX |
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| 5-Year Return on Average Assets | 1.93% | |||
| Net Income | 4.54M | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 1.70% | |||
| Overhead Efficiency Ratio | 61.39% | |||
| Return on Assets | 1.70% | |||
| Return on Equity | 17.11% | |||