C
First National Bank
Rating Date
June 2025
Risk Based
Capital Ratio
15.97
Leverage
Ratio
10.39
Return On
Assets
0.77%
Total
Assets
1.59B
Capital
151.08M
Total
Deposits
1.22B
Net
Income
2.78M
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Weiss Ratings First National Bank
Wichita Falls, TX 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 9.10
Liquidity Index 2.20
Profitability Index 2.80
Stability Index 7.60
Company Info First National Bank
Wichita Falls, TX 		Click to
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FDIC Number 26543
Phone Number (940) 696-3000
Website www.fnbtx.com
Asset Quality First National Bank
Wichita Falls, TX 		Click to
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1-Year Asset Growth 5.27%
5-Year Asset Growth 38.56%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 4.04%
Non-Performing Loans to Loans 0.47%
Balance Sheet First National Bank
Wichita Falls, TX 		Click to
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Total Assets 1.59B
Total Deposits 1.22B
Capital and Reserves First National Bank
Wichita Falls, TX 		Click to
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Capital 151.08M
Leverage Ratio 10.39
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 15.97
Liquidity First National Bank
Wichita Falls, TX 		Click to
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Hot Money Ratio 26.09%
Liquidity Ratio 15.15%
Profitability First National Bank
Wichita Falls, TX 		Click to
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5-Year Return on Average Assets 1.05%
Net Income 2.78M
Net Interest Spread 2.82%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 67.31%
Return on Assets 0.77%
Return on Equity 7.45%