| Weiss Ratings |
Delta Bank
Vidalia, LA |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 8.00 | |||
| Company Info |
Delta Bank
Vidalia, LA |
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| FDIC Number | 26564 | |||
| Phone Number | (318) 336-7173 | |||
| Website | www.deltabk.com | |||
| Asset Quality |
Delta Bank
Vidalia, LA |
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| 1-Year Asset Growth | -1.25% | |||
| 5-Year Asset Growth | 16.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 14.06% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
Delta Bank
Vidalia, LA |
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| Total Assets | 601.34M | |||
| Total Deposits | 532.02M | |||
| Capital and Reserves |
Delta Bank
Vidalia, LA |
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| Capital | 59.57M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Delta Bank
Vidalia, LA |
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| Hot Money Ratio | 29.06% | |||
| Liquidity Ratio | 10.70% | |||
| Profitability |
Delta Bank
Vidalia, LA |
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| 5-Year Return on Average Assets | 1.89% | |||
| Net Income | 8.47M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 1.88% | |||
| Overhead Efficiency Ratio | 54.97% | |||
| Return on Assets | 1.88% | |||
| Return on Equity | 19.48% | |||