| Weiss Ratings |
Delta Bank
Vidalia, LA |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Delta Bank
Vidalia, LA |
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| FDIC Number | 26564 | |||
| Phone Number | (318) 336-7173 | |||
| Website | www.deltabk.com | |||
| Asset Quality |
Delta Bank
Vidalia, LA |
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| 1-Year Asset Growth | 7.99% | |||
| 5-Year Asset Growth | 16.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 9.27% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Delta Bank
Vidalia, LA |
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| Total Assets | 600.99M | |||
| Total Deposits | 527.74M | |||
| Capital and Reserves |
Delta Bank
Vidalia, LA |
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| Capital | 57.03M | |||
| Leverage Ratio | 10.04 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Delta Bank
Vidalia, LA |
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| Hot Money Ratio | 27.40% | |||
| Liquidity Ratio | 14.91% | |||
| Profitability |
Delta Bank
Vidalia, LA |
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| 5-Year Return on Average Assets | 1.89% | |||
| Net Income | 2.36M | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 59.25% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 16.55% | |||