| Weiss Ratings |
Delta Bank
Vidalia, LA |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Delta Bank
Vidalia, LA |
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| FDIC Number | 26564 | |||
| Phone Number | (318) 336-7173 | |||
| Website | www.deltabk.com | |||
| Asset Quality |
Delta Bank
Vidalia, LA |
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| 1-Year Asset Growth | 2.06% | |||
| 5-Year Asset Growth | 11.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 8.20% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Delta Bank
Vidalia, LA |
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| Total Assets | 631.97M | |||
| Total Deposits | 558.50M | |||
| Capital and Reserves |
Delta Bank
Vidalia, LA |
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| Capital | 61.74M | |||
| Leverage Ratio | 10.04 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Delta Bank
Vidalia, LA |
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| Hot Money Ratio | 27.65% | |||
| Liquidity Ratio | 11.56% | |||
| Profitability |
Delta Bank
Vidalia, LA |
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| 5-Year Return on Average Assets | 1.92% | |||
| Net Income | 5.95M | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 55.32% | |||
| Return on Assets | 1.93% | |||
| Return on Equity | 19.58% | |||