| Weiss Ratings |
Delta Bank
Vidalia, LA |
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| Rating | ||||
| Asset Quality Index | 3.20 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 8.40 | |||
| Company Info |
Delta Bank
Vidalia, LA |
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| FDIC Number | 26564 | |||
| Phone Number | (318) 336-7173 | |||
| Website | www.deltabk.com | |||
| Asset Quality |
Delta Bank
Vidalia, LA |
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| 1-Year Asset Growth | 7.05% | |||
| 5-Year Asset Growth | 11.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 16.15% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Delta Bank
Vidalia, LA |
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| Total Assets | 601.62M | |||
| Total Deposits | 539.27M | |||
| Capital and Reserves |
Delta Bank
Vidalia, LA |
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| Capital | 60.48M | |||
| Leverage Ratio | 10.09 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Delta Bank
Vidalia, LA |
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| Hot Money Ratio | 28.30% | |||
| Liquidity Ratio | 13.12% | |||
| Profitability |
Delta Bank
Vidalia, LA |
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| 5-Year Return on Average Assets | 1.89% | |||
| Net Income | 11.15M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.86% | |||
| Overhead Efficiency Ratio | 54.92% | |||
| Return on Assets | 1.86% | |||
| Return on Equity | 19.06% | |||