B
North Cambridge Co-operative Bank
Rating Date
October 2025
Risk Based
Capital Ratio
65.01
Leverage
Ratio
28.36
Return On
Assets
0.92%
Total
Assets
85.87M
Capital
25.14M
Total
Deposits
59.05M
Net
Income
569.00K
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Weiss Ratings North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.10
Stability Index 8.00
Company Info North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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FDIC Number 26567
Phone Number (617) 876-5730
Website www.asknccb.com
Asset Quality North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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1-Year Asset Growth 3.76%
5-Year Asset Growth -2.07%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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Total Assets 85.87M
Total Deposits 59.05M
Capital and Reserves North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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Capital 25.14M
Leverage Ratio 28.36
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 65.01
Liquidity North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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Hot Money Ratio 26.47%
Liquidity Ratio 63.55%
Profitability North Cambridge Co-operative Bank
Cambridge, MA 		Click to
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5-Year Return on Average Assets 0.44%
Net Income 569.00K
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 104.29%
Return on Assets 0.92%
Return on Equity 3.10%