| Weiss Ratings |
Reading Co-Operative Bank
Reading, MA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
Reading Co-Operative Bank
Reading, MA |
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| FDIC Number | 26620 | |||
| Phone Number | (781) 942-5000 | |||
| Website | readingcoop.com | |||
| Asset Quality |
Reading Co-Operative Bank
Reading, MA |
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| 1-Year Asset Growth | -2.07% | |||
| 5-Year Asset Growth | 18.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Reading Co-Operative Bank
Reading, MA |
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| Total Assets | 1.19B | |||
| Total Deposits | 1.02B | |||
| Capital and Reserves |
Reading Co-Operative Bank
Reading, MA |
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| Capital | 77.04M | |||
| Leverage Ratio | 7.35 | |||
| Loan Loss Reserves to Loans | 0.57% | |||
| Risk-Based Capital Ratio | 11.33 | |||
| Liquidity |
Reading Co-Operative Bank
Reading, MA |
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| Hot Money Ratio | 20.08% | |||
| Liquidity Ratio | 1.43% | |||
| Profitability |
Reading Co-Operative Bank
Reading, MA |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 2.50M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 80.79% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 6.61% | |||