| Weiss Ratings |
Reading Co-Operative Bank
Reading, MA |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 2.80 | |||
| Company Info |
Reading Co-Operative Bank
Reading, MA |
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| FDIC Number | 26620 | |||
| Phone Number | (781) 942-5000 | |||
| Website | readingcoop.com | |||
| Asset Quality |
Reading Co-Operative Bank
Reading, MA |
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| 1-Year Asset Growth | 32.00% | |||
| 5-Year Asset Growth | 11.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 9.54% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Reading Co-Operative Bank
Reading, MA |
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| Total Assets | 1.21B | |||
| Total Deposits | 1.06B | |||
| Capital and Reserves |
Reading Co-Operative Bank
Reading, MA |
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| Capital | 67.58M | |||
| Leverage Ratio | 6.92 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | 10.62 | |||
| Liquidity |
Reading Co-Operative Bank
Reading, MA |
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| Hot Money Ratio | 19.91% | |||
| Liquidity Ratio | 3.62% | |||
| Profitability |
Reading Co-Operative Bank
Reading, MA |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 1.55M | |||
| Net Interest Spread | 2.66% | |||
| Operating Profit to Average Assets | 0.30% | |||
| Overhead Efficiency Ratio | 83.85% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 5.35% | |||