| Weiss Ratings |
Reading Co-Operative Bank
Reading, MA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 3.30 | |||
| Company Info |
Reading Co-Operative Bank
Reading, MA |
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| FDIC Number | 26620 | |||
| Phone Number | (781) 942-5000 | |||
| Website | readingcoop.com | |||
| Asset Quality |
Reading Co-Operative Bank
Reading, MA |
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| 1-Year Asset Growth | 33.56% | |||
| 5-Year Asset Growth | 18.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 11.35% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Reading Co-Operative Bank
Reading, MA |
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| Total Assets | 1.24B | |||
| Total Deposits | 1.11B | |||
| Capital and Reserves |
Reading Co-Operative Bank
Reading, MA |
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| Capital | 74.26M | |||
| Leverage Ratio | 7.01 | |||
| Loan Loss Reserves to Loans | 0.57% | |||
| Risk-Based Capital Ratio | 10.68 | |||
| Liquidity |
Reading Co-Operative Bank
Reading, MA |
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| Hot Money Ratio | 19.70% | |||
| Liquidity Ratio | 7.85% | |||
| Profitability |
Reading Co-Operative Bank
Reading, MA |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 5.76M | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 80.26% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 8.90% | |||