B
United Texas Bank, N.A.
Dallas,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Texas Bank, N.A.
Dallas, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 0.40
Stability Index 10.00
Company Info United Texas Bank, N.A.
Dallas, TX
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FDIC Number 26626
Phone Number (972) 239-7000
Website www.utb.com
Asset Quality United Texas Bank, N.A.
Dallas, TX
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1-Year Asset Growth 4.41%
5-Year Asset Growth 0.57%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.31%
Non-Performing Assets to Assets 1.47%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet United Texas Bank, N.A.
Dallas, TX
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Total Assets 1.05B
Total Deposits 790.84M
Capital and Reserves United Texas Bank, N.A.
Dallas, TX
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Capital 167.12M
Leverage Ratio 16.02
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity United Texas Bank, N.A.
Dallas, TX
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Hot Money Ratio 41.36%
Liquidity Ratio 36.69%
Profitability United Texas Bank, N.A.
Dallas, TX
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5-Year Return on Average Assets 1.29%
Net Income 813.00K
Net Interest Spread 2.45%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 96.52%
Return on Assets 0.15%
Return on Equity 0.97%