Major Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Excellent asset quality (8.3). Excellent current capitalization (8.1 on a scale of 0 to 10) based on a risk-based capital ratio of 15.7 and a capital leverage ratio of 9.7.
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (7.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Comm re (29%), cash (23%), home mtgs (14%), securities (10%), comm loans (5%), consumer loans (0%), other (19%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greater Southwest Bancshares, Inc.
Investment Rating
--
Address
108 West Northwest Highway
Grapevine, TX 76051
Grapevine, TX 76051
Phone Number
(817) 310-3555
Year Founded
1986
FDIC Number
Website
Largest Affiliates
No affiliate information available.