B
Bank of the West
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of the West
Grapevine, TX
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Rating B
Asset Quality Index 8.30
Capitalization Index 8.10
Liquidity Index 3.40
Profitability Index 7.70
Stability Index 6.80
Company Info Bank of the West
Grapevine, TX
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FDIC Number 26627
Phone Number (817) 310-3555
Website www.bnkwest.com
Asset Quality Bank of the West
Grapevine, TX
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1-Year Asset Growth 1.35%
5-Year Asset Growth 11.76%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.34%
Balance Sheet Bank of the West
Grapevine, TX
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Total Assets 809.47M
Total Deposits 731.06M
Capital and Reserves Bank of the West
Grapevine, TX
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Capital 73.41M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 15.70
Liquidity Bank of the West
Grapevine, TX
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Hot Money Ratio 10.42%
Liquidity Ratio 35.16%
Profitability Bank of the West
Grapevine, TX
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5-Year Return on Average Assets 1.30%
Net Income 10.56M
Net Interest Spread 4.53%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 59.28%
Return on Assets 1.80%
Return on Equity 20.16%