C
Mechanics Cooperative Bank
TauntonMA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mechanics Cooperative Bank
Taunton, MA
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Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 6.40
Stability Index 3.70
Company Info Mechanics Cooperative Bank
Taunton, MA
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FDIC Number 26634
Phone Number (508) 823-7744
Website mechanics-coop.com
Asset Quality Mechanics Cooperative Bank
Taunton, MA
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1-Year Asset Growth 7.35%
5-Year Asset Growth 7.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.33%
Non-Performing Loans to Loans 0.07%
Balance Sheet Mechanics Cooperative Bank
Taunton, MA
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Total Assets 830.58M
Total Deposits 657.21M
Capital and Reserves Mechanics Cooperative Bank
Taunton, MA
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Capital 102.30M
Leverage Ratio 12.78
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio 18.52
Liquidity Mechanics Cooperative Bank
Taunton, MA
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Hot Money Ratio 27.84%
Liquidity Ratio 6.55%
Profitability Mechanics Cooperative Bank
Taunton, MA
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5-Year Return on Average Assets 1.11%
Net Income 5.32M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 57.89%
Return on Assets 1.28%
Return on Equity 10.70%