| Weiss Ratings |
Bandera Bank
Bandera, TX |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Bandera Bank
Bandera, TX |
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| FDIC Number | 26653 | |||
| Phone Number | (830) 796-3711 | |||
| Website | www.banderabank.com | |||
| Asset Quality |
Bandera Bank
Bandera, TX |
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| 1-Year Asset Growth | -2.97% | |||
| 5-Year Asset Growth | 3.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 4.07% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Bandera Bank
Bandera, TX |
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| Total Assets | 89.10M | |||
| Total Deposits | 78.50M | |||
| Capital and Reserves |
Bandera Bank
Bandera, TX |
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| Capital | 10.36M | |||
| Leverage Ratio | 12.05 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bandera Bank
Bandera, TX |
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| Hot Money Ratio | 18.13% | |||
| Liquidity Ratio | 43.15% | |||
| Profitability |
Bandera Bank
Bandera, TX |
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| 5-Year Return on Average Assets | 1.60% | |||
| Net Income | 2.20M | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 2.38% | |||
| Overhead Efficiency Ratio | 52.85% | |||
| Return on Assets | 2.38% | |||
| Return on Equity | 22.11% | |||