B
Bandera Bank
BanderaTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bandera Bank
Bandera, TX
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 9.80
Stability Index 6.30
Company Info Bandera Bank
Bandera, TX
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FDIC Number 26653
Phone Number (830) 796-3711
Website www.banderabank.com
Asset Quality Bandera Bank
Bandera, TX
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1-Year Asset Growth -0.64%
5-Year Asset Growth 6.44%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bandera Bank
Bandera, TX
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Total Assets 95.19M
Total Deposits 84.73M
Capital and Reserves Bandera Bank
Bandera, TX
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Capital 10.19M
Leverage Ratio 11.95
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity Bandera Bank
Bandera, TX
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Hot Money Ratio 16.74%
Liquidity Ratio 45.68%
Profitability Bandera Bank
Bandera, TX
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5-Year Return on Average Assets 1.60%
Net Income 1.67M
Net Interest Spread 4.83%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 52.48%
Return on Assets 2.40%
Return on Equity 22.57%