| Weiss Ratings |
PNB Community Bank
Niceville, FL |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 5.40 | |||
| Company Info |
PNB Community Bank
Niceville, FL |
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| FDIC Number | 26687 | |||
| Phone Number | (850) 678-3110 | |||
| Website | www.pnbcommunity.bank | |||
| Asset Quality |
PNB Community Bank
Niceville, FL |
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| 1-Year Asset Growth | -1.70% | |||
| 5-Year Asset Growth | 9.57% | |||
| 5-Year Charge-Offs to Average Loans | -0.11% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.42% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
PNB Community Bank
Niceville, FL |
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| Total Assets | 153.33M | |||
| Total Deposits | 138.30M | |||
| Capital and Reserves |
PNB Community Bank
Niceville, FL |
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| Capital | 13.55M | |||
| Leverage Ratio | 9.89 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
PNB Community Bank
Niceville, FL |
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| Hot Money Ratio | 17.12% | |||
| Liquidity Ratio | 23.82% | |||
| Profitability |
PNB Community Bank
Niceville, FL |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 1.49M | |||
| Net Interest Spread | 4.80% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 67.02% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 15.45% | |||