| Weiss Ratings |
PNB Community Bank
Niceville, FL |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
PNB Community Bank
Niceville, FL |
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| FDIC Number | 26687 | |||
| Phone Number | (850) 678-3110 | |||
| Website | www.pnbcommunity.bank | |||
| Asset Quality |
PNB Community Bank
Niceville, FL |
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| 1-Year Asset Growth | -1.16% | |||
| 5-Year Asset Growth | 6.22% | |||
| 5-Year Charge-Offs to Average Loans | -0.08% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.37% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
PNB Community Bank
Niceville, FL |
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| Total Assets | 155.17M | |||
| Total Deposits | 140.33M | |||
| Capital and Reserves |
PNB Community Bank
Niceville, FL |
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| Capital | 13.83M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
PNB Community Bank
Niceville, FL |
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| Hot Money Ratio | 15.51% | |||
| Liquidity Ratio | 24.66% | |||
| Profitability |
PNB Community Bank
Niceville, FL |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 970.00K | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 68.51% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 14.14% | |||