A
Bank of Alma
AlmaWI
Data as of
December 31, 2021
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 46.2. Operating profits as a percentage of assets at 3.9%, coupled with a return on assets of 3.2 has resulted in Excellent (10.0) profitability.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). A current level of 1.8 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (8.9).
Asset Mix: Comm re (32%), securities (24%), cash (15%), home mtgs (6%), comm loans (4%), consumer loans (1%), other (18%)
States with Branches: MN, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Dairyland Bank Holding Corporation
Investment Rating
--
Address
211 South Main Street
Alma, WI 54610
Phone Number
(608) 685-4461
Year Founded
1986
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings