Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 0.6 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (8.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 47.8. Operating profits as a percentage of assets at 3.6%, coupled with a return on assets of 2.8 has resulted in Excellent (10.0) profitability.
Asset Mix:
Comm re (32%), cash (18%), securities (16%), home mtgs (6%), comm loans (4%), consumer loans (1%), other (23%)
States with Branches:
MN, WI
Corporate Info
Dairyland Bank Holding Corporation
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211 South Main Street
Alma, WI 54610
Alma, WI 54610
(608) 685-4461
1986
Largest Affiliates
No affiliate information available.