C
River City Bank, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River City Bank, Inc.
Louisville, KY
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Rating C
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 3.90
Stability Index 5.70
Company Info River City Bank, Inc.
Louisville, KY
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FDIC Number 26703
Phone Number (502) 585-4600
Website www.rivercitybankky.com
Asset Quality River City Bank, Inc.
Louisville, KY
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1-Year Asset Growth 0.26%
5-Year Asset Growth 6.73%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.14%
Non-Performing Loans to Loans 0.37%
Balance Sheet River City Bank, Inc.
Louisville, KY
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Total Assets 493.52M
Total Deposits 438.97M
Capital and Reserves River City Bank, Inc.
Louisville, KY
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Capital 47.93M
Leverage Ratio 11.03
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio 15.11
Liquidity River City Bank, Inc.
Louisville, KY
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Hot Money Ratio 19.40%
Liquidity Ratio 19.93%
Profitability River City Bank, Inc.
Louisville, KY
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5-Year Return on Average Assets 0.84%
Net Income 4.11M
Net Interest Spread 3.20%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 67.19%
Return on Assets 0.80%
Return on Equity 9.37%