C
River City Bank, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River City Bank, Inc.
Louisville, KY
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Rating C
Asset Quality Index 7.40
Capitalization Index 9.70
Liquidity Index 2.10
Profitability Index 3.90
Stability Index 5.60
Company Info River City Bank, Inc.
Louisville, KY
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FDIC Number 26703
Phone Number (502) 585-4600
Website www.rivercitybankky.com
Asset Quality River City Bank, Inc.
Louisville, KY
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1-Year Asset Growth 5.79%
5-Year Asset Growth 11.71%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.37%
Non-Performing Loans to Loans 0.42%
Balance Sheet River City Bank, Inc.
Louisville, KY
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Total Assets 507.82M
Total Deposits 443.10M
Capital and Reserves River City Bank, Inc.
Louisville, KY
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Capital 46.18M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio 14.42
Liquidity River City Bank, Inc.
Louisville, KY
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Hot Money Ratio 19.71%
Liquidity Ratio 20.10%
Profitability River City Bank, Inc.
Louisville, KY
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5-Year Return on Average Assets 0.84%
Net Income 3.07M
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 66.98%
Return on Assets 0.80%
Return on Equity 9.56%