River City Bank, Inc.
| Weiss Ratings |
River City Bank, Inc.
Louisville, KY |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 5.40 | |||
| Company Info |
River City Bank, Inc.
Louisville, KY |
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| FDIC Number | 26703 | |||
| Phone Number | (502) 585-4600 | |||
| Website | www.rivercitybankky.com | |||
| Asset Quality |
River City Bank, Inc.
Louisville, KY |
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| 1-Year Asset Growth | 6.57% | |||
| 5-Year Asset Growth | 11.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 1.42% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
River City Bank, Inc.
Louisville, KY |
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| Total Assets | 505.44M | |||
| Total Deposits | 439.83M | |||
| Capital and Reserves |
River City Bank, Inc.
Louisville, KY |
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| Capital | 43.13M | |||
| Leverage Ratio | 10.53 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Risk-Based Capital Ratio | 13.57 | |||
| Liquidity |
River City Bank, Inc.
Louisville, KY |
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| Hot Money Ratio | 19.40% | |||
| Liquidity Ratio | 18.15% | |||
| Profitability |
River City Bank, Inc.
Louisville, KY |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 1.35M | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 77.02% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 6.44% | |||