Balboa Thrift and Loan Association
Major Rating Factors:
A current level of 2.8 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Fair asset quality (3.8).
Other Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Asset Mix:
Consumer loans (55%), cash (9%), home mtgs (9%), comm re (4%), other (23%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hafif Bancorp Inc
Investment Rating
--
Address
865 Amena Court
Chula Vista, CA 91910
Chula Vista, CA 91910
Phone Number
(619) 397-7700
Year Founded
1980
FDIC Number
Website
Largest Affiliates
No affiliate information available.