Balboa Thrift and Loan Association

Chula Vista, CA

Rating Date

August 2026

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	2.70
Capitalization Index	9.40
Liquidity Index	0.10
Profitability Index	0.10
Stability Index	5.10

Company Info	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
FDIC Number	26704
Phone Number	(619) 397-7700
Website	www.balboathrift.com

Asset Quality	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.81%
5-Year Asset Growth	5.38%
5-Year Charge-Offs to Average Loans	1.39%
Charge-Offs to Average Loans	2.48%
Non-Performing Assets to Assets	1.09%
Non-Performing Loans to Capital	8.16%
Non-Performing Loans to Loans	1.21%

Balance Sheet	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	394.46M
Total Deposits	348.35M

Capital and Reserves	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
Capital	43.97M
Leverage Ratio	10.61
Loan Loss Reserves to Loans	2.55%
Risk-Based Capital Ratio	--

Liquidity	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	84.74%
Liquidity Ratio	10.15%

Profitability	Balboa Thrift and Loan Association Chula Vista, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.38%
Net Income	-1.42M
Net Interest Spread	4.97%
Operating Profit to Average Assets	-0.96%
Overhead Efficiency Ratio	69.05%
Return on Assets	-0.70%
Return on Equity	-6.35%