D
Balboa Thrift and Loan Association
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.20
Return On
Assets
-0.49%
Total
Assets
416.04M
Capital
47.00M
Total
Deposits
366.78M
Net
Income
-513.00K
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Weiss Ratings Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Rating D
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 0.90
Stability Index 5.80
Company Info Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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FDIC Number 26704
Phone Number (619) 397-7700
Website www.balboathrift.com
Asset Quality Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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1-Year Asset Growth -0.64%
5-Year Asset Growth 6.07%
5-Year Charge-Offs to Average Loans 1.22%
Charge-Offs to Average Loans 2.18%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 1.69%
Non-Performing Loans to Loans 0.34%
Balance Sheet Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Total Assets 416.04M
Total Deposits 366.78M
Capital and Reserves Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Capital 47.00M
Leverage Ratio 11.20
Loan Loss Reserves to Loans 2.12%
Risk-Based Capital Ratio --
Liquidity Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Hot Money Ratio 83.26%
Liquidity Ratio 6.92%
Profitability Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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5-Year Return on Average Assets 0.68%
Net Income -513.00K
Net Interest Spread 4.54%
Operating Profit to Average Assets -0.65%
Overhead Efficiency Ratio 80.13%
Return on Assets -0.49%
Return on Equity -4.34%