D
Balboa Thrift and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.18
Return On
Assets
-0.31%
Total
Assets
418.80M
Capital
46.85M
Total
Deposits
369.66M
Net
Income
-656.00K
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Weiss Ratings Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Rating D
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 1.00
Stability Index 5.80
Company Info Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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FDIC Number 26704
Phone Number (619) 397-7700
Website www.balboathrift.com
Asset Quality Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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1-Year Asset Growth 1.47%
5-Year Asset Growth 6.07%
5-Year Charge-Offs to Average Loans 1.22%
Charge-Offs to Average Loans 1.98%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.34%
Non-Performing Loans to Loans 0.34%
Balance Sheet Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Total Assets 418.80M
Total Deposits 369.66M
Capital and Reserves Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Capital 46.85M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 2.09%
Risk-Based Capital Ratio --
Liquidity Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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Hot Money Ratio 83.34%
Liquidity Ratio 8.04%
Profitability Balboa Thrift and Loan Association
Chula Vista, CA 		Click to
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5-Year Return on Average Assets 0.68%
Net Income -656.00K
Net Interest Spread 4.70%
Operating Profit to Average Assets -0.40%
Overhead Efficiency Ratio 76.33%
Return on Assets -0.31%
Return on Equity -2.79%