| Weiss Ratings |
Bank of South Texas
Pharr, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Bank of South Texas
Pharr, TX |
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| FDIC Number | 26727 | |||
| Phone Number | (956) 687-4260 | |||
| Website | www.bankofsouthtexas.com | |||
| Asset Quality |
Bank of South Texas
Pharr, TX |
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| 1-Year Asset Growth | 8.48% | |||
| 5-Year Asset Growth | 4.47% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 0.96% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Bank of South Texas
Pharr, TX |
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| Total Assets | 174.55M | |||
| Total Deposits | 141.07M | |||
| Capital and Reserves |
Bank of South Texas
Pharr, TX |
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| Capital | 31.74M | |||
| Leverage Ratio | 16.63 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of South Texas
Pharr, TX |
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| Hot Money Ratio | 40.08% | |||
| Liquidity Ratio | 23.89% | |||
| Profitability |
Bank of South Texas
Pharr, TX |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 939.00K | |||
| Net Interest Spread | 6.88% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 79.08% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 6.01% | |||