| Weiss Ratings |
Bank of South Texas
Pharr, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Bank of South Texas
Pharr, TX |
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| FDIC Number | 26727 | |||
| Phone Number | (956) 687-4260 | |||
| Website | www.bankofsouthtexas.com | |||
| Asset Quality |
Bank of South Texas
Pharr, TX |
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| 1-Year Asset Growth | 4.32% | |||
| 5-Year Asset Growth | 4.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.54% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Bank of South Texas
Pharr, TX |
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| Total Assets | 167.75M | |||
| Total Deposits | 135.46M | |||
| Capital and Reserves |
Bank of South Texas
Pharr, TX |
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| Capital | 30.92M | |||
| Leverage Ratio | 16.88 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of South Texas
Pharr, TX |
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| Hot Money Ratio | 37.21% | |||
| Liquidity Ratio | 27.38% | |||
| Profitability |
Bank of South Texas
Pharr, TX |
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| 5-Year Return on Average Assets | 1.44% | |||
| Net Income | 2.68M | |||
| Net Interest Spread | 7.36% | |||
| Operating Profit to Average Assets | 2.08% | |||
| Overhead Efficiency Ratio | 69.06% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 9.01% | |||