D
Minnesota First Credit and Savings, Incorporated
Rating Date
March 2026
Risk Based
Capital Ratio
22.07
Leverage
Ratio
14.79
Return On
Assets
0.37%
Total
Assets
28.94M
Capital
4.20M
Total
Deposits
23.97M
Net
Income
102.00K
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Weiss Ratings Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Rating D
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 2.70
Stability Index 6.10
Company Info Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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FDIC Number 26755
Phone Number (507) 289-0411
Website www.minnesota-first.com/
Asset Quality Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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1-Year Asset Growth 11.13%
5-Year Asset Growth 2.74%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.14%
Balance Sheet Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Total Assets 28.94M
Total Deposits 23.97M
Capital and Reserves Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Capital 4.20M
Leverage Ratio 14.79
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio 22.07
Liquidity Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Hot Money Ratio 31.80%
Liquidity Ratio 10.72%
Profitability Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 102.00K
Net Interest Spread 4.33%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 90.85%
Return on Assets 0.37%
Return on Equity 2.45%