D
Minnesota First Credit and Savings, Incorporated
Rating Date
August 2026
Risk Based
Capital Ratio
21.18
Leverage
Ratio
14.16
Return On
Assets
0.31%
Total
Assets
29.89M
Capital
4.23M
Total
Deposits
24.90M
Net
Income
46.00K
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Weiss Ratings Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Rating D
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 2.40
Stability Index 6.80
Company Info Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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FDIC Number 26755
Phone Number (507) 289-0411
Website www.minnesota-first.com/
Asset Quality Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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1-Year Asset Growth 9.31%
5-Year Asset Growth 2.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.71%
Non-Performing Loans to Loans 0.12%
Balance Sheet Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Total Assets 29.89M
Total Deposits 24.90M
Capital and Reserves Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Capital 4.23M
Leverage Ratio 14.16
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio 21.18
Liquidity Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Hot Money Ratio 33.31%
Liquidity Ratio 10.19%
Profitability Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 46.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 0.32%
Overhead Efficiency Ratio 92.25%
Return on Assets 0.31%
Return on Equity 2.18%