D
Minnesota First Credit and Savings, Incorporated
Rating Date
April 2025
Risk Based
Capital Ratio
23.37
Leverage
Ratio
15.98
Return On
Assets
0.09%
Total
Assets
26.04M
Capital
4.12M
Total
Deposits
20.80M
Net
Income
23.00K
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Weiss Ratings Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Rating D
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 2.20
Stability Index 6.80
Company Info Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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FDIC Number 26755
Phone Number (507) 289-0411
Website www.minnesota-first.com/
Asset Quality Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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1-Year Asset Growth 5.26%
5-Year Asset Growth -0.34%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.64%
Non-Performing Loans to Loans 0.00%
Balance Sheet Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Total Assets 26.04M
Total Deposits 20.80M
Capital and Reserves Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Capital 4.12M
Leverage Ratio 15.98
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 23.37
Liquidity Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Hot Money Ratio 26.13%
Liquidity Ratio 8.60%
Profitability Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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5-Year Return on Average Assets 0.35%
Net Income 23.00K
Net Interest Spread 4.15%
Operating Profit to Average Assets 0.09%
Overhead Efficiency Ratio 97.83%
Return on Assets 0.09%
Return on Equity 0.56%