D
Minnesota First Credit and Savings, Incorporated
Rating Date
June 2026
Risk Based
Capital Ratio
22.12
Leverage
Ratio
14.23
Return On
Assets
0.30%
Total
Assets
30.01M
Capital
4.22M
Total
Deposits
25.05M
Net
Income
22.00K
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Weiss Ratings Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Rating D
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 2.40
Stability Index 6.80
Company Info Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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FDIC Number 26755
Phone Number (507) 289-0411
Website www.minnesota-first.com/
Asset Quality Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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1-Year Asset Growth 9.52%
5-Year Asset Growth 2.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.11%
Balance Sheet Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Total Assets 30.01M
Total Deposits 25.05M
Capital and Reserves Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Capital 4.22M
Leverage Ratio 14.23
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 22.12
Liquidity Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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Hot Money Ratio 32.75%
Liquidity Ratio 14.01%
Profitability Minnesota First Credit and Savings, Incorporated
Rochester, MN 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 22.00K
Net Interest Spread 4.15%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 92.36%
Return on Assets 0.30%
Return on Equity 2.09%