D
Home Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Home Savings Bank
Salt Lake City, UT
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Rating D
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 5.70
Stability Index 3.70
Company Info Home Savings Bank
Salt Lake City, UT
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FDIC Number 26798
Phone Number (801) 523-3878
Website www.hsbutah.com
Asset Quality Home Savings Bank
Salt Lake City, UT
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1-Year Asset Growth -11.59%
5-Year Asset Growth -1.05%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.49%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Home Savings Bank
Salt Lake City, UT
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Total Assets 114.29M
Total Deposits 86.11M
Capital and Reserves Home Savings Bank
Salt Lake City, UT
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Capital 17.86M
Leverage Ratio 16.43
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity Home Savings Bank
Salt Lake City, UT
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Hot Money Ratio 59.97%
Liquidity Ratio 15.40%
Profitability Home Savings Bank
Salt Lake City, UT
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5-Year Return on Average Assets 1.08%
Net Income 650.00K
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 66.36%
Return on Assets 1.17%
Return on Equity 7.29%