C
Chesapeake Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
15.20
Leverage
Ratio
9.79
Return On
Assets
2.09%
Total
Assets
135.48M
Capital
13.04M
Total
Deposits
103.91M
Net
Income
1.36M
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Weiss Ratings Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 8.20
Liquidity Index 1.00
Profitability Index 8.50
Stability Index 4.30
Company Info Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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FDIC Number 26847
Phone Number (410) 778-1600
Website www.chesapeaketrust.com/
Asset Quality Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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1-Year Asset Growth -4.23%
5-Year Asset Growth 4.52%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.11%
Non-Performing Loans to Loans 0.26%
Balance Sheet Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Total Assets 135.48M
Total Deposits 103.91M
Capital and Reserves Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Capital 13.04M
Leverage Ratio 9.79
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 15.20
Liquidity Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Hot Money Ratio 16.44%
Liquidity Ratio 12.92%
Profitability Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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5-Year Return on Average Assets 1.48%
Net Income 1.36M
Net Interest Spread 4.66%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 53.39%
Return on Assets 2.09%
Return on Equity 21.20%