C
Chesapeake Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
15.17
Leverage
Ratio
9.81
Return On
Assets
2.05%
Total
Assets
138.06M
Capital
13.18M
Total
Deposits
101.61M
Net
Income
2.02M
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Weiss Ratings Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 8.20
Liquidity Index 0.70
Profitability Index 8.70
Stability Index 4.30
Company Info Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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FDIC Number 26847
Phone Number (410) 778-1600
Website www.chesapeaketrust.com/
Asset Quality Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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1-Year Asset Growth 9.80%
5-Year Asset Growth 4.52%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.28%
Balance Sheet Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Total Assets 138.06M
Total Deposits 101.61M
Capital and Reserves Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Capital 13.18M
Leverage Ratio 9.81
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio 15.17
Liquidity Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Hot Money Ratio 18.99%
Liquidity Ratio 8.96%
Profitability Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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5-Year Return on Average Assets 1.48%
Net Income 2.02M
Net Interest Spread 4.66%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 54.49%
Return on Assets 2.05%
Return on Equity 20.81%