C
Chesapeake Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
15.07
Leverage
Ratio
9.76
Return On
Assets
2.04%
Total
Assets
141.51M
Capital
13.16M
Total
Deposits
104.52M
Net
Income
1.37M
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Weiss Ratings Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 8.10
Liquidity Index 1.80
Profitability Index 8.80
Stability Index 5.00
Company Info Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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FDIC Number 26847
Phone Number (410) 778-1600
Website www.chesapeaketrust.com/
Asset Quality Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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1-Year Asset Growth 4.45%
5-Year Asset Growth 2.81%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.32%
Non-Performing Loans to Loans 0.42%
Balance Sheet Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Total Assets 141.51M
Total Deposits 104.52M
Capital and Reserves Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Capital 13.16M
Leverage Ratio 9.76
Loan Loss Reserves to Loans 1.53%
Risk-Based Capital Ratio 15.07
Liquidity Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Hot Money Ratio 16.70%
Liquidity Ratio 16.95%
Profitability Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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5-Year Return on Average Assets 1.64%
Net Income 1.37M
Net Interest Spread 4.65%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 55.75%
Return on Assets 2.04%
Return on Equity 20.81%