C
Chesapeake Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
15.36
Leverage
Ratio
9.73
Return On
Assets
2.04%
Total
Assets
135.42M
Capital
13.14M
Total
Deposits
109.67M
Net
Income
2.69M
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Weiss Ratings Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 8.10
Liquidity Index 1.30
Profitability Index 8.70
Stability Index 4.30
Company Info Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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FDIC Number 26847
Phone Number (410) 778-1600
Website www.chesapeaketrust.com/
Asset Quality Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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1-Year Asset Growth 3.28%
5-Year Asset Growth 2.81%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.21%
Non-Performing Loans to Loans 0.28%
Balance Sheet Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Total Assets 135.42M
Total Deposits 109.67M
Capital and Reserves Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Capital 13.14M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio 15.36
Liquidity Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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Hot Money Ratio 16.97%
Liquidity Ratio 14.60%
Profitability Chesapeake Bank & Trust Company
Chestertown, MD 		Click to
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5-Year Return on Average Assets 1.48%
Net Income 2.69M
Net Interest Spread 4.64%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 54.60%
Return on Assets 2.04%
Return on Equity 20.73%