B
SoFi Bank, National Association
Rating Date
April 2025
Risk Based
Capital Ratio
17.45
Leverage
Ratio
14.43
Return On
Assets
1.72%
Total
Assets
31.09B
Capital
4.54B
Total
Deposits
26.01B
Net
Income
472.42M
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Weiss Ratings SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 9.90
Stability Index 10.00
Company Info SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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FDIC Number 26881
Phone Number (916) 444-2450
Website www.goldenpacificbank.com
Asset Quality SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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1-Year Asset Growth 29.19%
5-Year Asset Growth 4,603.06%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.64%
Non-Performing Loans to Loans 0.01%
Balance Sheet SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Total Assets 31.09B
Total Deposits 26.01B
Capital and Reserves SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Capital 4.54B
Leverage Ratio 14.43
Loan Loss Reserves to Loans 0.18%
Risk-Based Capital Ratio 17.45
Liquidity SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Hot Money Ratio 0.16%
Liquidity Ratio 16.59%
Profitability SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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5-Year Return on Average Assets 0.99%
Net Income 472.42M
Net Interest Spread 6.29%
Operating Profit to Average Assets 2.35%
Overhead Efficiency Ratio 68.83%
Return on Assets 1.72%
Return on Equity 12.20%