B
SoFi Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
15.29
Leverage
Ratio
13.34
Return On
Assets
1.99%
Total
Assets
56.82B
Capital
7.28B
Total
Deposits
46.78B
Net
Income
504.12M
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Weiss Ratings SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 10.00
Stability Index 10.00
Company Info SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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FDIC Number 26881
Phone Number (916) 444-2450
Website www.goldenpacificbank.com
Asset Quality SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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1-Year Asset Growth 56.60%
5-Year Asset Growth 6,202.73%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.53%
Non-Performing Loans to Loans 0.01%
Balance Sheet SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Total Assets 56.82B
Total Deposits 46.78B
Capital and Reserves SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Capital 7.28B
Leverage Ratio 13.34
Loan Loss Reserves to Loans 0.12%
Risk-Based Capital Ratio 15.29
Liquidity SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Hot Money Ratio 0.08%
Liquidity Ratio 15.25%
Profitability SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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5-Year Return on Average Assets 1.68%
Net Income 504.12M
Net Interest Spread 6.04%
Operating Profit to Average Assets 2.68%
Overhead Efficiency Ratio 67.30%
Return on Assets 1.99%
Return on Equity 15.53%