B
SoFi Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
16.58
Leverage
Ratio
13.54
Return On
Assets
1.98%
Total
Assets
46.57B
Capital
6.03B
Total
Deposits
39.71B
Net
Income
737.39M
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Weiss Ratings SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 10.00
Stability Index 10.00
Company Info SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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FDIC Number 26881
Phone Number (916) 444-2450
Website www.goldenpacificbank.com
Asset Quality SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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1-Year Asset Growth 49.80%
5-Year Asset Growth 6,202.73%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.58%
Non-Performing Loans to Loans 0.01%
Balance Sheet SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Total Assets 46.57B
Total Deposits 39.71B
Capital and Reserves SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Capital 6.03B
Leverage Ratio 13.54
Loan Loss Reserves to Loans 0.14%
Risk-Based Capital Ratio 16.58
Liquidity SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Hot Money Ratio 0.09%
Liquidity Ratio 19.34%
Profitability SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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5-Year Return on Average Assets 1.28%
Net Income 737.39M
Net Interest Spread 6.16%
Operating Profit to Average Assets 2.62%
Overhead Efficiency Ratio 68.23%
Return on Assets 1.98%
Return on Equity 14.23%