B
SoFi Bank, National Association
Rating Date
June 2026
Risk Based
Capital Ratio
15.42
Leverage
Ratio
12.77
Return On
Assets
2.04%
Total
Assets
49.67B
Capital
6.33B
Total
Deposits
42.32B
Net
Income
244.61M
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Weiss Ratings SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 10.00
Stability Index 10.00
Company Info SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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FDIC Number 26881
Phone Number (916) 444-2450
Website www.goldenpacificbank.com
Asset Quality SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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1-Year Asset Growth 51.16%
5-Year Asset Growth 6,202.73%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.59%
Non-Performing Loans to Loans 0.01%
Balance Sheet SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Total Assets 49.67B
Total Deposits 42.32B
Capital and Reserves SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Capital 6.33B
Leverage Ratio 12.77
Loan Loss Reserves to Loans 0.13%
Risk-Based Capital Ratio 15.42
Liquidity SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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Hot Money Ratio 0.09%
Liquidity Ratio 15.48%
Profitability SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
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5-Year Return on Average Assets 1.68%
Net Income 244.61M
Net Interest Spread 5.96%
Operating Profit to Average Assets 2.71%
Overhead Efficiency Ratio 67.09%
Return on Assets 2.04%
Return on Equity 15.84%