B
SoFi Bank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
16.62
Leverage
Ratio
13.93
Return On
Assets
2.09%
Total
Assets
32.86B
Capital
4.73B
Total
Deposits
27.38B
Net
Income
169.99M
My Lists My Alerts
Weiss Ratings SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 10.00
Stability Index 10.00
Company Info SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 26881
Phone Number (916) 444-2450
Website www.goldenpacificbank.com
Asset Quality SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 28.04%
5-Year Asset Growth 4,603.06%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.55%
Non-Performing Loans to Loans 0.01%
Balance Sheet SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 32.86B
Total Deposits 27.38B
Capital and Reserves SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 4.73B
Leverage Ratio 13.93
Loan Loss Reserves to Loans 0.16%
Risk-Based Capital Ratio 16.62
Liquidity SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.13%
Liquidity Ratio 14.87%
Profitability SoFi Bank, National Association
Cottonwood Heights, UT 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 169.99M
Net Interest Spread 6.34%
Operating Profit to Average Assets 2.79%
Overhead Efficiency Ratio 66.19%
Return on Assets 2.09%
Return on Equity 14.68%