B
Liberty Bank Minnesota
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Liberty Bank Minnesota
Saint Cloud, MN
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.20
Stability Index 6.30
Company Info Liberty Bank Minnesota
Saint Cloud, MN
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FDIC Number 26891
Phone Number (320) 252-2841
Website www.libertybankmn.com
Asset Quality Liberty Bank Minnesota
Saint Cloud, MN
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1-Year Asset Growth 6.95%
5-Year Asset Growth 0.50%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Liberty Bank Minnesota
Saint Cloud, MN
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Total Assets 284.04M
Total Deposits 255.23M
Capital and Reserves Liberty Bank Minnesota
Saint Cloud, MN
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Capital 28.14M
Leverage Ratio 13.60
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 26.85
Liquidity Liberty Bank Minnesota
Saint Cloud, MN
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Hot Money Ratio 6.11%
Liquidity Ratio 24.22%
Profitability Liberty Bank Minnesota
Saint Cloud, MN
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5-Year Return on Average Assets 1.59%
Net Income 2.97M
Net Interest Spread 3.09%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 74.26%
Return on Assets 1.03%
Return on Equity 12.00%