B
Liberty Bank Minnesota
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 3.90
Stability Index 5.90
Company Info Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 26891
Phone Number (320) 252-2841
Website www.libertybankmn.com
Asset Quality Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.15%
5-Year Asset Growth 4.29%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 278.10M
Total Deposits 254.13M
Capital and Reserves Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 23.11M
Leverage Ratio 13.18
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 25.71
Liquidity Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.44%
Liquidity Ratio 18.45%
Profitability Liberty Bank Minnesota
Saint Cloud, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.59%
Net Income 570.00K
Net Interest Spread 3.03%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 78.14%
Return on Assets 0.79%
Return on Equity 10.39%