B
The Bank of South Carolina
Rating Date
October 2025
Risk Based
Capital Ratio
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Capital
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Weiss Ratings The Bank of South Carolina
Charleston, SC
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 6.40
Stability Index 6.30
Company Info The Bank of South Carolina
Charleston, SC
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FDIC Number 26912
Phone Number (843) 724-1500
Website www.banksc.com
Asset Quality The Bank of South Carolina
Charleston, SC
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1-Year Asset Growth -0.35%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.63%
Non-Performing Loans to Loans 0.31%
Balance Sheet The Bank of South Carolina
Charleston, SC
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Total Assets 580.30M
Total Deposits 509.14M
Capital and Reserves The Bank of South Carolina
Charleston, SC
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Capital 56.14M
Leverage Ratio 11.27
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity The Bank of South Carolina
Charleston, SC
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Hot Money Ratio 9.75%
Liquidity Ratio 30.78%
Profitability The Bank of South Carolina
Charleston, SC
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5-Year Return on Average Assets 1.15%
Net Income 3.86M
Net Interest Spread 4.25%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 58.85%
Return on Assets 1.39%
Return on Equity 14.27%