C
The Cooperative Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cooperative Bank
Roslindale, MA
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Rating C
Asset Quality Index 6.20
Capitalization Index 7.50
Liquidity Index 0.90
Profitability Index 1.50
Stability Index 5.50
Company Info The Cooperative Bank
Roslindale, MA
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FDIC Number 26922
Phone Number (617) 325-2900
Website www.thecooperativebank.com
Asset Quality The Cooperative Bank
Roslindale, MA
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1-Year Asset Growth -6.00%
5-Year Asset Growth 5.32%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 4.43%
Non-Performing Loans to Loans 0.75%
Balance Sheet The Cooperative Bank
Roslindale, MA
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Total Assets 538.95M
Total Deposits 449.92M
Capital and Reserves The Cooperative Bank
Roslindale, MA
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Capital 47.73M
Leverage Ratio 9.32
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 14.34
Liquidity The Cooperative Bank
Roslindale, MA
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Hot Money Ratio 17.37%
Liquidity Ratio 8.41%
Profitability The Cooperative Bank
Roslindale, MA
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5-Year Return on Average Assets 0.28%
Net Income 520.00K
Net Interest Spread 2.68%
Operating Profit to Average Assets 0.13%
Overhead Efficiency Ratio 95.84%
Return on Assets 0.13%
Return on Equity 1.48%