Peoples Bank of Deer Lodge
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 11.0 percent of nonperforming loans to core capital combined with 8.6 percent from a year earlier contributes to the Good asset quality (5.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.2. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (8.2) profitability.
Asset Mix:
Home mtgs (20%), comm loans (11%), securities (10%), comm re (6%), consumer loans (3%), cash (2%), other (47%)
States with Branches:
MT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sandquist Corp.
Investment Rating
--
Address
430 Main Street
Deer Lodge, MT 59722
Deer Lodge, MT 59722
Phone Number
(406) 846-2400
Year Founded
1987
FDIC Number
Website
Largest Affiliates
No affiliate information available.