| Weiss Ratings |
American State Bank
Osceola, IA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
American State Bank
Osceola, IA |
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| FDIC Number | 26944 | |||
| Phone Number | (641) 342-2175 | |||
| Website | www.americanstatebank.com | |||
| Asset Quality |
American State Bank
Osceola, IA |
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| 1-Year Asset Growth | 2.93% | |||
| 5-Year Asset Growth | 9.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.45% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
American State Bank
Osceola, IA |
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| Total Assets | 336.17M | |||
| Total Deposits | 260.72M | |||
| Capital and Reserves |
American State Bank
Osceola, IA |
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| Capital | 33.14M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American State Bank
Osceola, IA |
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| Hot Money Ratio | 23.81% | |||
| Liquidity Ratio | 18.45% | |||
| Profitability |
American State Bank
Osceola, IA |
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| 5-Year Return on Average Assets | 1.83% | |||
| Net Income | 5.03M | |||
| Net Interest Spread | 4.11% | |||
| Operating Profit to Average Assets | 2.11% | |||
| Overhead Efficiency Ratio | 51.99% | |||
| Return on Assets | 2.03% | |||
| Return on Equity | 22.17% | |||