| Weiss Ratings |
American State Bank
Osceola, IA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
American State Bank
Osceola, IA |
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| FDIC Number | 26944 | |||
| Phone Number | (641) 342-2175 | |||
| Website | www.americanstatebank.com | |||
| Asset Quality |
American State Bank
Osceola, IA |
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| 1-Year Asset Growth | 7.56% | |||
| 5-Year Asset Growth | 7.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 1.08% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
American State Bank
Osceola, IA |
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| Total Assets | 347.70M | |||
| Total Deposits | 272.37M | |||
| Capital and Reserves |
American State Bank
Osceola, IA |
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| Capital | 34.57M | |||
| Leverage Ratio | 11.16 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American State Bank
Osceola, IA |
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| Hot Money Ratio | 21.32% | |||
| Liquidity Ratio | 20.14% | |||
| Profitability |
American State Bank
Osceola, IA |
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| 5-Year Return on Average Assets | 1.83% | |||
| Net Income | 6.84M | |||
| Net Interest Spread | 4.12% | |||
| Operating Profit to Average Assets | 2.14% | |||
| Overhead Efficiency Ratio | 51.47% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 21.97% | |||