| Weiss Ratings |
American State Bank
Osceola, IA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
American State Bank
Osceola, IA |
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| FDIC Number | 26944 | |||
| Phone Number | (641) 342-2175 | |||
| Website | www.americanstatebank.com | |||
| Asset Quality |
American State Bank
Osceola, IA |
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| 1-Year Asset Growth | 9.28% | |||
| 5-Year Asset Growth | 7.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.21% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
American State Bank
Osceola, IA |
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| Total Assets | 360.81M | |||
| Total Deposits | 282.83M | |||
| Capital and Reserves |
American State Bank
Osceola, IA |
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| Capital | 35.91M | |||
| Leverage Ratio | 11.11 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American State Bank
Osceola, IA |
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| Hot Money Ratio | 21.78% | |||
| Liquidity Ratio | 22.16% | |||
| Profitability |
American State Bank
Osceola, IA |
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| 5-Year Return on Average Assets | 1.91% | |||
| Net Income | 3.86M | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 49.33% | |||
| Return on Assets | 2.17% | |||
| Return on Equity | 22.16% | |||