| Weiss Ratings |
The First National Bank of Grayson
Grayson, KY |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 7.80 | |||
| Company Info |
The First National Bank of Grayson
Grayson, KY |
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| FDIC Number | 2695 | |||
| Phone Number | (606) 474-2000 | |||
| Website | www.fnbgrayson.com | |||
| Asset Quality |
The First National Bank of Grayson
Grayson, KY |
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| 1-Year Asset Growth | -1.07% | |||
| 5-Year Asset Growth | 8.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.98% | |||
| Non-Performing Loans to Capital | 6.88% | |||
| Non-Performing Loans to Loans | 1.58% | |||
| Balance Sheet |
The First National Bank of Grayson
Grayson, KY |
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| Total Assets | 361.14M | |||
| Total Deposits | 316.53M | |||
| Capital and Reserves |
The First National Bank of Grayson
Grayson, KY |
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| Capital | 42.74M | |||
| Leverage Ratio | 12.57 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Grayson
Grayson, KY |
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| Hot Money Ratio | 10.13% | |||
| Liquidity Ratio | 20.42% | |||
| Profitability |
The First National Bank of Grayson
Grayson, KY |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 4.72M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 53.18% | |||
| Return on Assets | 1.70% | |||
| Return on Equity | 15.95% | |||