| Weiss Ratings |
The First National Bank of Grayson
Grayson, KY |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 7.80 | |||
| Company Info |
The First National Bank of Grayson
Grayson, KY |
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| FDIC Number | 2695 | |||
| Phone Number | (606) 474-2000 | |||
| Website | www.fnbgrayson.com | |||
| Asset Quality |
The First National Bank of Grayson
Grayson, KY |
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| 1-Year Asset Growth | 0.18% | |||
| 5-Year Asset Growth | 3.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 7.19% | |||
| Non-Performing Loans to Loans | 1.51% | |||
| Balance Sheet |
The First National Bank of Grayson
Grayson, KY |
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| Total Assets | 362.60M | |||
| Total Deposits | 315.96M | |||
| Capital and Reserves |
The First National Bank of Grayson
Grayson, KY |
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| Capital | 41.74M | |||
| Leverage Ratio | 12.19 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First National Bank of Grayson
Grayson, KY |
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| Hot Money Ratio | 9.85% | |||
| Liquidity Ratio | 19.19% | |||
| Profitability |
The First National Bank of Grayson
Grayson, KY |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 6.49M | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 2.33% | |||
| Overhead Efficiency Ratio | 52.44% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 16.15% | |||