First Bank of the Lake
Major Rating Factors:
A current level of 11.6 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Weak asset quality (2.9).
Other Rating Factors:
Very Weak liquidity 0.0, driven by a liquidity ratio of 1.1 percent and a “hot money” ratio of 24.5 percent. Good current capitalization (5.6 on a scale of 0 to 10) based on a risk-based capital ratio of 17.0 and a capital leverage ratio of 7.6.
Asset Mix:
Comm loans (48%), comm re (42%), home mtgs (1%), securities (1%), other (8%)
States with Branches:
MO, SC
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FBOL Bancshares, Inc.
Investment Rating
--
Address
4558 Osage Beach Parkway
Osage Beach, MO 65065
Osage Beach, MO 65065
Phone Number
(573) 348-2265
Year Founded
1987
FDIC Number
Website
Largest Affiliates
No affiliate information available.