A
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken,  NJ
Rating Date
October 2025
Risk Based
Capital Ratio
36.74
Leverage
Ratio
13.18
Return On
Assets
1.85%
Total
Assets
4.03B
Capital
511.59M
Total
Deposits
3.47B
Net
Income
35.36M
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Weiss Ratings Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.90
Profitability Index 9.20
Stability Index 9.00
Company Info Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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FDIC Number 27054
Phone Number (201) 420-9470
Website portal.smtbusa.com
Asset Quality Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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1-Year Asset Growth 16.05%
5-Year Asset Growth 2.77%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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Total Assets 4.03B
Total Deposits 3.47B
Capital and Reserves Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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Capital 511.59M
Leverage Ratio 13.18
Loan Loss Reserves to Loans 0.00%
Risk-Based Capital Ratio 36.74
Liquidity Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 112.41%
Profitability Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
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5-Year Return on Average Assets 1.09%
Net Income 35.36M
Net Interest Spread 2.48%
Operating Profit to Average Assets 2.35%
Overhead Efficiency Ratio 51.30%
Return on Assets 1.85%
Return on Equity 14.08%