A
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken,  NJ
Rating Date
August 2026
Risk Based
Capital Ratio
45.25
Leverage
Ratio
12.72
Return On
Assets
1.78%
Total
Assets
3.92B
Capital
546.60M
Total
Deposits
3.32B
Net
Income
37.05M
My Lists My Alerts
Weiss Ratings Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.90
Profitability Index 9.40
Stability Index 10.00
Company Info Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 27054
Phone Number (201) 420-9470
Website portal.smtbusa.com
Asset Quality Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -2.72%
5-Year Asset Growth 1.25%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 3.92B
Total Deposits 3.32B
Capital and Reserves Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 546.60M
Leverage Ratio 12.72
Loan Loss Reserves to Loans 0.00%
Risk-Based Capital Ratio 45.25
Liquidity Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 112.69%
Profitability Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Hoboken, NJ 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.40%
Net Income 37.05M
Net Interest Spread 2.18%
Operating Profit to Average Assets 2.26%
Overhead Efficiency Ratio 51.66%
Return on Assets 1.78%
Return on Equity 13.77%