C
State Bank of Texas
IrvingTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Texas
Irving, TX
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Rating C
Asset Quality Index 3.30
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 9.80
Stability Index 10.00
Company Info State Bank of Texas
Irving, TX
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FDIC Number 27074
Phone Number (972) 252-6000
Website www.statebnk.com
Asset Quality State Bank of Texas
Irving, TX
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1-Year Asset Growth 0.04%
5-Year Asset Growth 45.22%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 2.87%
Non-Performing Loans to Capital 11.87%
Non-Performing Loans to Loans 2.39%
Balance Sheet State Bank of Texas
Irving, TX
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Total Assets 2.81B
Total Deposits 2.31B
Capital and Reserves State Bank of Texas
Irving, TX
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Capital 431.27M
Leverage Ratio 15.40
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity State Bank of Texas
Irving, TX
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Hot Money Ratio 51.99%
Liquidity Ratio 18.87%
Profitability State Bank of Texas
Irving, TX
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5-Year Return on Average Assets 4.34%
Net Income 86.55M
Net Interest Spread 5.20%
Operating Profit to Average Assets 4.14%
Overhead Efficiency Ratio 19.52%
Return on Assets 4.13%
Return on Equity 29.15%