C
State Bank of Texas
IrvingTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Texas
Irving, TX
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Rating C
Asset Quality Index 3.20
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 9.80
Stability Index 10.00
Company Info State Bank of Texas
Irving, TX
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FDIC Number 27074
Phone Number (972) 252-6000
Website www.statebnk.com
Asset Quality State Bank of Texas
Irving, TX
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1-Year Asset Growth 1.33%
5-Year Asset Growth 45.22%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 2.82%
Non-Performing Loans to Capital 12.79%
Non-Performing Loans to Loans 2.44%
Balance Sheet State Bank of Texas
Irving, TX
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Total Assets 2.77B
Total Deposits 2.30B
Capital and Reserves State Bank of Texas
Irving, TX
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Capital 398.34M
Leverage Ratio 14.59
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity State Bank of Texas
Irving, TX
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Hot Money Ratio 49.72%
Liquidity Ratio 18.18%
Profitability State Bank of Texas
Irving, TX
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5-Year Return on Average Assets 4.34%
Net Income 56.28M
Net Interest Spread 5.10%
Operating Profit to Average Assets 4.06%
Overhead Efficiency Ratio 20.00%
Return on Assets 4.05%
Return on Equity 29.14%