C
First National Bank of Manchester
Rating Date
March 2026
Risk Based
Capital Ratio
15.24
Leverage
Ratio
9.40
Return On
Assets
0.59%
Total
Assets
229.07M
Capital
21.63M
Total
Deposits
206.23M
Net
Income
1.40M
My Lists My Alerts
Weiss Ratings First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.60
Capitalization Index 7.60
Liquidity Index 1.60
Profitability Index 2.00
Stability Index 5.40
Company Info First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 2708
Phone Number (606) 598-6111
Website fnbmbank.com
Asset Quality First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -5.41%
5-Year Asset Growth 7.12%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 12.70%
Non-Performing Loans to Loans 0.59%
Balance Sheet First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 229.07M
Total Deposits 206.23M
Capital and Reserves First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 21.63M
Leverage Ratio 9.40
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio 15.24
Liquidity First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 38.85%
Liquidity Ratio 13.33%
Profitability First National Bank of Manchester
Manchester, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.64%
Net Income 1.40M
Net Interest Spread 4.27%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 83.04%
Return on Assets 0.59%
Return on Equity 6.72%