B
Traditional Bank, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 9.30
Liquidity Index 3.20
Profitability Index 5.40
Stability Index 7.00
Company Info Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 2711
Phone Number (859) 498-0414
Website traditionalbank.com
Asset Quality Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.42%
5-Year Asset Growth 3.72%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 0.59%
Balance Sheet Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.44B
Total Deposits 2.14B
Capital and Reserves Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 215.41M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 15.11
Liquidity Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.23%
Liquidity Ratio 18.51%
Profitability Traditional Bank, Inc.
Mount Sterling, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.24%
Net Income 14.38M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 53.21%
Return on Assets 1.16%
Return on Equity 13.67%