B
Traditional Bank, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Traditional Bank, Inc.
Mount Sterling, KY
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Rating B
Asset Quality Index 8.90
Capitalization Index 8.60
Liquidity Index 3.40
Profitability Index 4.20
Stability Index 7.20
Company Info Traditional Bank, Inc.
Mount Sterling, KY
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FDIC Number 2711
Phone Number (859) 498-0414
Website traditionalbank.com
Asset Quality Traditional Bank, Inc.
Mount Sterling, KY
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1-Year Asset Growth 3.97%
5-Year Asset Growth 3.72%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 2.45%
Non-Performing Loans to Loans 0.58%
Balance Sheet Traditional Bank, Inc.
Mount Sterling, KY
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Total Assets 2.46B
Total Deposits 2.20B
Capital and Reserves Traditional Bank, Inc.
Mount Sterling, KY
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Capital 206.38M
Leverage Ratio 10.06
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 14.80
Liquidity Traditional Bank, Inc.
Mount Sterling, KY
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Hot Money Ratio 10.20%
Liquidity Ratio 21.80%
Profitability Traditional Bank, Inc.
Mount Sterling, KY
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5-Year Return on Average Assets 1.40%
Net Income 19.11M
Net Interest Spread 2.91%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 60.07%
Return on Assets 0.78%
Return on Equity 10.05%