| Weiss Ratings |
Premier Bank of the South
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 5.50 | |||
| Company Info |
Premier Bank of the South
Cullman, AL |
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| FDIC Number | 27118 | |||
| Phone Number | (256) 737-9900 | |||
| Website | www.premierbankofthesouth.com | |||
| Asset Quality |
Premier Bank of the South
Cullman, AL |
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| 1-Year Asset Growth | 1.01% | |||
| 5-Year Asset Growth | 8.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | -0.15% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Premier Bank of the South
Cullman, AL |
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| Total Assets | 370.65M | |||
| Total Deposits | 337.08M | |||
| Capital and Reserves |
Premier Bank of the South
Cullman, AL |
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| Capital | 31.63M | |||
| Leverage Ratio | 9.37 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | 17.29 | |||
| Liquidity |
Premier Bank of the South
Cullman, AL |
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| Hot Money Ratio | 9.67% | |||
| Liquidity Ratio | 20.13% | |||
| Profitability |
Premier Bank of the South
Cullman, AL |
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| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 2.00M | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 73.79% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 12.65% | |||