| Weiss Ratings |
Premier Bank of the South
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.10 | |||
| Company Info |
Premier Bank of the South
Cullman, AL |
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| FDIC Number | 27118 | |||
| Phone Number | (256) 737-9900 | |||
| Website | www.premierbankofthesouth.com | |||
| Asset Quality |
Premier Bank of the South
Cullman, AL |
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| 1-Year Asset Growth | 1.47% | |||
| 5-Year Asset Growth | 15.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 0.12% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Premier Bank of the South
Cullman, AL |
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| Total Assets | 367.18M | |||
| Total Deposits | 334.28M | |||
| Capital and Reserves |
Premier Bank of the South
Cullman, AL |
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| Capital | 30.24M | |||
| Leverage Ratio | 9.11 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | 15.81 | |||
| Liquidity |
Premier Bank of the South
Cullman, AL |
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| Hot Money Ratio | 9.37% | |||
| Liquidity Ratio | 23.78% | |||
| Profitability |
Premier Bank of the South
Cullman, AL |
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| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 3.12M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 71.05% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 14.36% | |||