| Weiss Ratings |
Premier Bank of the South
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 5.50 | |||
| Company Info |
Premier Bank of the South
Cullman, AL |
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| FDIC Number | 27118 | |||
| Phone Number | (256) 737-9900 | |||
| Website | www.premierbankofthesouth.com | |||
| Asset Quality |
Premier Bank of the South
Cullman, AL |
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| 1-Year Asset Growth | 2.61% | |||
| 5-Year Asset Growth | 8.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.48% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Premier Bank of the South
Cullman, AL |
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| Total Assets | 377.10M | |||
| Total Deposits | 344.08M | |||
| Capital and Reserves |
Premier Bank of the South
Cullman, AL |
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| Capital | 31.47M | |||
| Leverage Ratio | 9.26 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 17.30 | |||
| Liquidity |
Premier Bank of the South
Cullman, AL |
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| Hot Money Ratio | 8.93% | |||
| Liquidity Ratio | 24.01% | |||
| Profitability |
Premier Bank of the South
Cullman, AL |
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| 5-Year Return on Average Assets | 1.31% | |||
| Net Income | 4.09M | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 71.90% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 13.90% | |||