| Weiss Ratings |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 9.70 | |||
| Company Info |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27132 | |||
| Phone Number | (559) 248-4944 | |||
| Website | www.unitedsecuritybank.com | |||
| Asset Quality |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.22% | |||
| 5-Year Asset Growth | 5.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 1.20% | |||
| Non-Performing Assets to Assets | 1.02% | |||
| Non-Performing Loans to Capital | 3.78% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.19B | |||
| Total Deposits | 1.03B | |||
| Capital and Reserves |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 142.25M | |||
| Leverage Ratio | 12.84 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.81% | |||
| Liquidity Ratio | 10.99% | |||
| Profitability |
United Security Bank
Fresno, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 2.75M | |||
| Net Interest Spread | 4.43% | |||
| Operating Profit to Average Assets | 1.29% | |||
| Overhead Efficiency Ratio | 54.69% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 7.78% | |||