| Weiss Ratings |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27153 | |||
| Phone Number | (706) 657-5678 | |||
| Website | www.trustcbt.com | |||
| Asset Quality |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.51% | |||
| 5-Year Asset Growth | 4.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 128.53M | |||
| Total Deposits | 113.31M | |||
| Capital and Reserves |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.62M | |||
| Leverage Ratio | 12.37 | |||
| Loan Loss Reserves to Loans | 1.60% | |||
| Risk-Based Capital Ratio | 22.91 | |||
| Liquidity |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.58% | |||
| Liquidity Ratio | 26.94% | |||
| Profitability |
Citizens Bank and Trust, Inc.
Trenton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 1.65M | |||
| Net Interest Spread | 5.16% | |||
| Operating Profit to Average Assets | 2.23% | |||
| Overhead Efficiency Ratio | 59.89% | |||
| Return on Assets | 1.68% | |||
| Return on Equity | 16.31% | |||