Citizens Bank of Kentucky, Inc
| Weiss Ratings |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.80 | |||
| Company Info |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| FDIC Number | 2718 | |||
| Phone Number | (606) 789-4001 | |||
| Website | www.wercitizens.bank | |||
| Asset Quality |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| 1-Year Asset Growth | 1.43% | |||
| 5-Year Asset Growth | 0.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 2.89% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Total Assets | 678.86M | |||
| Total Deposits | 590.38M | |||
| Capital and Reserves |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Capital | 80.03M | |||
| Leverage Ratio | 12.92 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Risk-Based Capital Ratio | 24.42 | |||
| Liquidity |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Hot Money Ratio | 18.54% | |||
| Liquidity Ratio | 29.92% | |||
| Profitability |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 1.32M | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 74.15% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 6.68% | |||