Citizens Bank of Kentucky, Inc
| Weiss Ratings |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 8.30 | |||
| Company Info |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| FDIC Number | 2718 | |||
| Phone Number | (606) 789-4001 | |||
| Website | www.wercitizens.bank | |||
| Asset Quality |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| 1-Year Asset Growth | -2.89% | |||
| 5-Year Asset Growth | -1.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.07% | |||
| Non-Performing Loans to Loans | 0.84% | |||
| Balance Sheet |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Total Assets | 669.89M | |||
| Total Deposits | 570.97M | |||
| Capital and Reserves |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Capital | 89.88M | |||
| Leverage Ratio | 13.51 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 24.74 | |||
| Liquidity |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| Hot Money Ratio | 18.63% | |||
| Liquidity Ratio | 28.75% | |||
| Profitability |
Citizens Bank of Kentucky, Inc
Paintsville, KY |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 3.53M | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 66.65% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 7.94% | |||