E
Community State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community State Bank
Hennessey, OK
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Rating E
Asset Quality Index 3.50
Capitalization Index 0.00
Liquidity Index 1.20
Profitability Index 1.00
Stability Index 4.70
Company Info Community State Bank
Hennessey, OK
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FDIC Number 27201
Phone Number (405) 853-6880
Website www.mycsb.com
Asset Quality Community State Bank
Hennessey, OK
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1-Year Asset Growth -2.17%
5-Year Asset Growth 3.46%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 5.64%
Non-Performing Loans to Loans 1.40%
Balance Sheet Community State Bank
Hennessey, OK
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Total Assets 85.81M
Total Deposits 79.05M
Capital and Reserves Community State Bank
Hennessey, OK
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Capital 6.65M
Leverage Ratio 7.79
Loan Loss Reserves to Loans 2.02%
Risk-Based Capital Ratio 20.96
Liquidity Community State Bank
Hennessey, OK
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Hot Money Ratio 5.11%
Liquidity Ratio 24.86%
Profitability Community State Bank
Hennessey, OK
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5-Year Return on Average Assets 0.98%
Net Income 359.00K
Net Interest Spread 3.44%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 79.52%
Return on Assets 0.85%
Return on Equity 10.88%