First Community Bank of Tennessee
Major Rating Factors:
A current level of 10.1 percent of nonperforming loans to core capital combined with 8.8 percent from a year earlier contributes to the Good asset quality (5.9).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.0 and a capital leverage ratio of 12.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Asset Mix:
Home mtgs (37%), comm re (14%), securities (11%), comm loans (4%), cash (3%), home eq lns (2%), consumer loans (1%), other (29%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Community Bancorp, Inc.
Investment Rating
--
Address
207 Elm Street
Shelbyville, TN 37160
Shelbyville, TN 37160
Phone Number
(931) 684-5800
Year Founded
1988
FDIC Number
Largest Affiliates
No affiliate information available.