D
First Community Bank of Tennessee
Rating Date
June 2025
Risk Based
Capital Ratio
17.00
Leverage
Ratio
12.39
Return On
Assets
-0.01%
Total
Assets
753.65M
Capital
84.65M
Total
Deposits
602.10M
Net
Income
-17.00K
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Weiss Ratings First Community Bank of Tennessee
Shelbyville, TN 		Click to
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Rating D
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 1.20
Stability Index 7.90
Company Info First Community Bank of Tennessee
Shelbyville, TN 		Click to
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FDIC Number 27211
Phone Number (931) 684-5800
Website www.firstcommunitybanker.com
Asset Quality First Community Bank of Tennessee
Shelbyville, TN 		Click to
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1-Year Asset Growth -5.19%
5-Year Asset Growth 7.53%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 10.07%
Non-Performing Loans to Loans 0.33%
Balance Sheet First Community Bank of Tennessee
Shelbyville, TN 		Click to
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Total Assets 753.65M
Total Deposits 602.10M
Capital and Reserves First Community Bank of Tennessee
Shelbyville, TN 		Click to
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Capital 84.65M
Leverage Ratio 12.39
Loan Loss Reserves to Loans 0.55%
Risk-Based Capital Ratio 17.00
Liquidity First Community Bank of Tennessee
Shelbyville, TN 		Click to
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Hot Money Ratio 31.75%
Liquidity Ratio 13.67%
Profitability First Community Bank of Tennessee
Shelbyville, TN 		Click to
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5-Year Return on Average Assets 1.46%
Net Income -17.00K
Net Interest Spread 4.86%
Operating Profit to Average Assets -0.05%
Overhead Efficiency Ratio 100.06%
Return on Assets -0.01%
Return on Equity -0.09%