B
The Salyersville National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
24.12
Leverage
Ratio
13.43
Return On
Assets
1.47%
Total
Assets
158.74M
Capital
15.57M
Total
Deposits
121.99M
Net
Income
1.22M
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Weiss Ratings The Salyersville National Bank
Salyersville, KY 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 7.40
Stability Index 5.70
Company Info The Salyersville National Bank
Salyersville, KY 		Click to
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FDIC Number 2723
Phone Number (606) 349-3131
Website www.salyersvillebank2.com
Asset Quality The Salyersville National Bank
Salyersville, KY 		Click to
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1-Year Asset Growth 12.42%
5-Year Asset Growth 7.85%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Salyersville National Bank
Salyersville, KY 		Click to
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Total Assets 158.74M
Total Deposits 121.99M
Capital and Reserves The Salyersville National Bank
Salyersville, KY 		Click to
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Capital 15.57M
Leverage Ratio 13.43
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 24.12
Liquidity The Salyersville National Bank
Salyersville, KY 		Click to
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Hot Money Ratio 34.82%
Liquidity Ratio 17.81%
Profitability The Salyersville National Bank
Salyersville, KY 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 1.22M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 49.67%
Return on Assets 1.47%
Return on Equity 16.32%