B
The Salyersville National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
23.80
Leverage
Ratio
13.57
Return On
Assets
1.51%
Total
Assets
160.07M
Capital
16.82M
Total
Deposits
121.80M
Net
Income
1.89M
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Weiss Ratings The Salyersville National Bank
Salyersville, KY 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 7.80
Stability Index 5.70
Company Info The Salyersville National Bank
Salyersville, KY 		Click to
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FDIC Number 2723
Phone Number (606) 349-3131
Website www.salyersvillebank2.com
Asset Quality The Salyersville National Bank
Salyersville, KY 		Click to
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1-Year Asset Growth 8.56%
5-Year Asset Growth 7.85%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.06%
Non-Performing Loans to Loans 0.27%
Balance Sheet The Salyersville National Bank
Salyersville, KY 		Click to
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Total Assets 160.07M
Total Deposits 121.80M
Capital and Reserves The Salyersville National Bank
Salyersville, KY 		Click to
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Capital 16.82M
Leverage Ratio 13.57
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 23.80
Liquidity The Salyersville National Bank
Salyersville, KY 		Click to
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Hot Money Ratio 35.21%
Liquidity Ratio 16.41%
Profitability The Salyersville National Bank
Salyersville, KY 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 1.89M
Net Interest Spread 3.89%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 49.02%
Return on Assets 1.51%
Return on Equity 16.39%