B
The Salyersville National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
24.62
Leverage
Ratio
13.66
Return On
Assets
1.49%
Total
Assets
160.84M
Capital
17.22M
Total
Deposits
122.07M
Net
Income
2.49M
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Weiss Ratings The Salyersville National Bank
Salyersville, KY 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 7.60
Stability Index 5.70
Company Info The Salyersville National Bank
Salyersville, KY 		Click to
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FDIC Number 2723
Phone Number (606) 349-3131
Website www.salyersvillebank2.com
Asset Quality The Salyersville National Bank
Salyersville, KY 		Click to
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1-Year Asset Growth 4.52%
5-Year Asset Growth 6.05%
5-Year Charge-Offs to Average Loans -0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 0.42%
Non-Performing Loans to Loans 0.11%
Balance Sheet The Salyersville National Bank
Salyersville, KY 		Click to
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Total Assets 160.84M
Total Deposits 122.07M
Capital and Reserves The Salyersville National Bank
Salyersville, KY 		Click to
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Capital 17.22M
Leverage Ratio 13.66
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio 24.62
Liquidity The Salyersville National Bank
Salyersville, KY 		Click to
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Hot Money Ratio 34.89%
Liquidity Ratio 18.77%
Profitability The Salyersville National Bank
Salyersville, KY 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 2.49M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 50.30%
Return on Assets 1.49%
Return on Equity 15.77%