| Weiss Ratings |
Peoples Independent Bank
Boaz, AL |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 6.50 | |||
| Company Info |
Peoples Independent Bank
Boaz, AL |
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| FDIC Number | 27233 | |||
| Phone Number | (256) 593-8844 | |||
| Website | www.pibonline.com | |||
| Asset Quality |
Peoples Independent Bank
Boaz, AL |
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| 1-Year Asset Growth | 7.70% | |||
| 5-Year Asset Growth | 9.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.65% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Peoples Independent Bank
Boaz, AL |
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| Total Assets | 476.00M | |||
| Total Deposits | 432.50M | |||
| Capital and Reserves |
Peoples Independent Bank
Boaz, AL |
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| Capital | 39.52M | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 15.55 | |||
| Liquidity |
Peoples Independent Bank
Boaz, AL |
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| Hot Money Ratio | 16.09% | |||
| Liquidity Ratio | 43.11% | |||
| Profitability |
Peoples Independent Bank
Boaz, AL |
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| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 5.69M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 55.47% | |||
| Return on Assets | 1.64% | |||
| Return on Equity | 20.05% | |||