| Weiss Ratings |
Peoples Independent Bank
Boaz, AL |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 6.10 | |||
| Company Info |
Peoples Independent Bank
Boaz, AL |
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| FDIC Number | 27233 | |||
| Phone Number | (256) 593-8844 | |||
| Website | www.pibonline.com | |||
| Asset Quality |
Peoples Independent Bank
Boaz, AL |
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| 1-Year Asset Growth | 5.22% | |||
| 5-Year Asset Growth | 6.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.22% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Peoples Independent Bank
Boaz, AL |
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| Total Assets | 485.68M | |||
| Total Deposits | 441.34M | |||
| Capital and Reserves |
Peoples Independent Bank
Boaz, AL |
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| Capital | 40.88M | |||
| Leverage Ratio | 9.41 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Risk-Based Capital Ratio | 14.67 | |||
| Liquidity |
Peoples Independent Bank
Boaz, AL |
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| Hot Money Ratio | 16.34% | |||
| Liquidity Ratio | 47.76% | |||
| Profitability |
Peoples Independent Bank
Boaz, AL |
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| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 3.85M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 57.38% | |||
| Return on Assets | 1.62% | |||
| Return on Equity | 19.11% | |||