STAR Financial Bank
Major Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.4 and a capital leverage ratio of 10.6. A current level of 1.8 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Excellent asset quality (8.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 32.2 percent and a “hot money” ratio of 8.3 percent.
Asset Mix:
Securities (32%), comm re (17%), comm loans (15%), home mtgs (11%), cash (3%), home eq lns (3%), consumer loans (1%), other (17%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
STAR Financial Group, Inc.
Investment Rating
--
Address
215 West Main Street
Fort Wayne, IN 46802
Fort Wayne, IN 46802
Phone Number
(260) 467-5630
Year Founded
1892
FDIC Number
Website
Largest Affiliates
No affiliate information available.