Winchester Co-operative Bank
| Weiss Ratings |
Winchester Co-operative Bank
Winchester, MA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 7.40 | |||
| Company Info |
Winchester Co-operative Bank
Winchester, MA |
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| FDIC Number | 27238 | |||
| Phone Number | (781) 729-3620 | |||
| Website | www.wcbonline.com | |||
| Asset Quality |
Winchester Co-operative Bank
Winchester, MA |
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| 1-Year Asset Growth | 5.89% | |||
| 5-Year Asset Growth | 4.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 5.03% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Winchester Co-operative Bank
Winchester, MA |
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| Total Assets | 890.37M | |||
| Total Deposits | 720.90M | |||
| Capital and Reserves |
Winchester Co-operative Bank
Winchester, MA |
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| Capital | 105.90M | |||
| Leverage Ratio | 11.93 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winchester Co-operative Bank
Winchester, MA |
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| Hot Money Ratio | 39.78% | |||
| Liquidity Ratio | 25.41% | |||
| Profitability |
Winchester Co-operative Bank
Winchester, MA |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 2.89M | |||
| Net Interest Spread | 2.03% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 72.19% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 3.69% | |||