Winchester Co-operative Bank
| Weiss Ratings |
Winchester Co-operative Bank
Winchester, MA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.40 | |||
| Company Info |
Winchester Co-operative Bank
Winchester, MA |
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| FDIC Number | 27238 | |||
| Phone Number | (781) 729-3620 | |||
| Website | www.wcbonline.com | |||
| Asset Quality |
Winchester Co-operative Bank
Winchester, MA |
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| 1-Year Asset Growth | 5.93% | |||
| 5-Year Asset Growth | 4.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 4.50% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Winchester Co-operative Bank
Winchester, MA |
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| Total Assets | 881.32M | |||
| Total Deposits | 713.26M | |||
| Capital and Reserves |
Winchester Co-operative Bank
Winchester, MA |
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| Capital | 104.87M | |||
| Leverage Ratio | 12.00 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winchester Co-operative Bank
Winchester, MA |
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| Hot Money Ratio | 39.57% | |||
| Liquidity Ratio | 26.82% | |||
| Profitability |
Winchester Co-operative Bank
Winchester, MA |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 1.87M | |||
| Net Interest Spread | 1.98% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 72.63% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 3.60% | |||