Winchester Co-operative Bank
| Weiss Ratings |
Winchester Co-operative Bank
Winchester, MA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 7.40 | |||
| Company Info |
Winchester Co-operative Bank
Winchester, MA |
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| FDIC Number | 27238 | |||
| Phone Number | (781) 729-3620 | |||
| Website | www.wcbonline.com | |||
| Asset Quality |
Winchester Co-operative Bank
Winchester, MA |
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| 1-Year Asset Growth | 7.44% | |||
| 5-Year Asset Growth | 4.13% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 2.65% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Winchester Co-operative Bank
Winchester, MA |
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| Total Assets | 946.88M | |||
| Total Deposits | 773.77M | |||
| Capital and Reserves |
Winchester Co-operative Bank
Winchester, MA |
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| Capital | 109.96M | |||
| Leverage Ratio | 11.80 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Winchester Co-operative Bank
Winchester, MA |
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| Hot Money Ratio | 42.23% | |||
| Liquidity Ratio | 27.38% | |||
| Profitability |
Winchester Co-operative Bank
Winchester, MA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 2.83M | |||
| Net Interest Spread | 2.30% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 66.13% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 5.21% | |||