C
Winchester Co-operative Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Winchester Co-operative Bank
Winchester, MA
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 2.20
Stability Index 7.40
Company Info Winchester Co-operative Bank
Winchester, MA
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FDIC Number 27238
Phone Number (781) 729-3620
Website www.wcbonline.com
Asset Quality Winchester Co-operative Bank
Winchester, MA
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1-Year Asset Growth 9.91%
5-Year Asset Growth 4.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 0.17%
Balance Sheet Winchester Co-operative Bank
Winchester, MA
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Total Assets 873.55M
Total Deposits 706.65M
Capital and Reserves Winchester Co-operative Bank
Winchester, MA
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Capital 103.76M
Leverage Ratio 12.07
Loan Loss Reserves to Loans 0.30%
Risk-Based Capital Ratio --
Liquidity Winchester Co-operative Bank
Winchester, MA
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Hot Money Ratio 38.43%
Liquidity Ratio 27.33%
Profitability Winchester Co-operative Bank
Winchester, MA
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5-Year Return on Average Assets 0.36%
Net Income 756.00K
Net Interest Spread 1.93%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 77.75%
Return on Assets 0.35%
Return on Equity 2.93%