| Weiss Ratings |
Waycross Bank & Trust
Waycross, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.40 | |||
| Company Info |
Waycross Bank & Trust
Waycross, GA |
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| FDIC Number | 27254 | |||
| Phone Number | (912) 283-0001 | |||
| Website | www.wbt.bank | |||
| Asset Quality |
Waycross Bank & Trust
Waycross, GA |
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| 1-Year Asset Growth | -3.15% | |||
| 5-Year Asset Growth | 2.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.96% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Waycross Bank & Trust
Waycross, GA |
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| Total Assets | 242.18M | |||
| Total Deposits | 217.35M | |||
| Capital and Reserves |
Waycross Bank & Trust
Waycross, GA |
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| Capital | 20.74M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Waycross Bank & Trust
Waycross, GA |
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| Hot Money Ratio | 15.60% | |||
| Liquidity Ratio | 34.83% | |||
| Profitability |
Waycross Bank & Trust
Waycross, GA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 1.55M | |||
| Net Interest Spread | 3.16% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 63.12% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 15.10% | |||