| Weiss Ratings |
Waycross Bank & Trust
Waycross, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 6.00 | |||
| Company Info |
Waycross Bank & Trust
Waycross, GA |
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| FDIC Number | 27254 | |||
| Phone Number | (912) 283-0001 | |||
| Website | www.wbt.bank | |||
| Asset Quality |
Waycross Bank & Trust
Waycross, GA |
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| 1-Year Asset Growth | -5.44% | |||
| 5-Year Asset Growth | 2.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.01% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Waycross Bank & Trust
Waycross, GA |
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| Total Assets | 240.69M | |||
| Total Deposits | 216.49M | |||
| Capital and Reserves |
Waycross Bank & Trust
Waycross, GA |
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| Capital | 20.04M | |||
| Leverage Ratio | 11.31 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Risk-Based Capital Ratio | 20.60 | |||
| Liquidity |
Waycross Bank & Trust
Waycross, GA |
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| Hot Money Ratio | 14.95% | |||
| Liquidity Ratio | 31.01% | |||
| Profitability |
Waycross Bank & Trust
Waycross, GA |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 3.11M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 61.76% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 17.29% | |||