| Weiss Ratings |
Synchrony Bank
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 2.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Synchrony Bank
Draper, UT |
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| FDIC Number | 27314 | |||
| Phone Number | (866) 226-5638 | |||
| Website | www.synchrony.com/banking | |||
| Asset Quality |
Synchrony Bank
Draper, UT |
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| 1-Year Asset Growth | 1.16% | |||
| 5-Year Asset Growth | 6.29% | |||
| 5-Year Charge-Offs to Average Loans | 4.63% | |||
| Charge-Offs to Average Loans | 5.46% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 10.22% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Synchrony Bank
Draper, UT |
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| Total Assets | 115.22B | |||
| Total Deposits | 85.97B | |||
| Capital and Reserves |
Synchrony Bank
Draper, UT |
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| Capital | 14.86B | |||
| Leverage Ratio | 12.56 | |||
| Loan Loss Reserves to Loans | 10.18% | |||
| Risk-Based Capital Ratio | 16.46 | |||
| Liquidity |
Synchrony Bank
Draper, UT |
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| Hot Money Ratio | 31.33% | |||
| Liquidity Ratio | 19.53% | |||
| Profitability |
Synchrony Bank
Draper, UT |
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| 5-Year Return on Average Assets | 3.01% | |||
| Net Income | 1.62B | |||
| Net Interest Spread | 11.81% | |||
| Operating Profit to Average Assets | 3.75% | |||
| Overhead Efficiency Ratio | 36.84% | |||
| Return on Assets | 2.85% | |||
| Return on Equity | 22.07% | |||