| Weiss Ratings |
Synchrony Bank
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 2.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Synchrony Bank
Draper, UT |
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| FDIC Number | 27314 | |||
| Phone Number | (866) 226-5638 | |||
| Website | www.synchrony.com/banking | |||
| Asset Quality |
Synchrony Bank
Draper, UT |
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| 1-Year Asset Growth | 1.11% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 4.42% | |||
| Charge-Offs to Average Loans | 6.39% | |||
| Non-Performing Assets to Assets | 0.93% | |||
| Non-Performing Loans to Capital | 11.45% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
Synchrony Bank
Draper, UT |
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| Total Assets | 114.81B | |||
| Total Deposits | 86.09B | |||
| Capital and Reserves |
Synchrony Bank
Draper, UT |
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| Capital | 14.31B | |||
| Leverage Ratio | 12.05 | |||
| Loan Loss Reserves to Loans | 10.99% | |||
| Risk-Based Capital Ratio | 16.16 | |||
| Liquidity |
Synchrony Bank
Draper, UT |
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| Hot Money Ratio | 29.32% | |||
| Liquidity Ratio | 22.43% | |||
| Profitability |
Synchrony Bank
Draper, UT |
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| 5-Year Return on Average Assets | 2.76% | |||
| Net Income | 615.00M | |||
| Net Interest Spread | 11.67% | |||
| Operating Profit to Average Assets | 2.81% | |||
| Overhead Efficiency Ratio | 34.94% | |||
| Return on Assets | 2.17% | |||
| Return on Equity | 17.39% | |||