| Weiss Ratings |
Synchrony Bank
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 2.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
Synchrony Bank
Draper, UT |
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| FDIC Number | 27314 | |||
| Phone Number | (866) 226-5638 | |||
| Website | www.synchrony.com/banking | |||
| Asset Quality |
Synchrony Bank
Draper, UT |
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| 1-Year Asset Growth | 2.16% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 4.31% | |||
| Charge-Offs to Average Loans | 6.43% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 12.21% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Synchrony Bank
Draper, UT |
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| Total Assets | 111.94B | |||
| Total Deposits | 83.90B | |||
| Capital and Reserves |
Synchrony Bank
Draper, UT |
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| Capital | 13.98B | |||
| Leverage Ratio | 12.37 | |||
| Loan Loss Reserves to Loans | 10.46% | |||
| Risk-Based Capital Ratio | 15.84 | |||
| Liquidity |
Synchrony Bank
Draper, UT |
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| Hot Money Ratio | 30.14% | |||
| Liquidity Ratio | 16.33% | |||
| Profitability |
Synchrony Bank
Draper, UT |
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| 5-Year Return on Average Assets | 3.04% | |||
| Net Income | 2.41B | |||
| Net Interest Spread | 11.96% | |||
| Operating Profit to Average Assets | 2.79% | |||
| Overhead Efficiency Ratio | 33.61% | |||
| Return on Assets | 2.15% | |||
| Return on Equity | 18.35% | |||