C
First National Bank of Kentucky
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Kentucky
Carrollton, KY
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Rating C
Asset Quality Index 6.70
Capitalization Index 7.30
Liquidity Index 0.70
Profitability Index 4.50
Stability Index 4.30
Company Info First National Bank of Kentucky
Carrollton, KY
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FDIC Number 2735
Phone Number (502) 732-4406
Website www.fnbkentucky.com
Asset Quality First National Bank of Kentucky
Carrollton, KY
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1-Year Asset Growth 7.67%
5-Year Asset Growth 13.68%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 5.92%
Non-Performing Loans to Loans 0.72%
Balance Sheet First National Bank of Kentucky
Carrollton, KY
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Total Assets 242.45M
Total Deposits 213.60M
Capital and Reserves First National Bank of Kentucky
Carrollton, KY
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Capital 22.05M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio 13.15
Liquidity First National Bank of Kentucky
Carrollton, KY
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Hot Money Ratio 22.40%
Liquidity Ratio 14.23%
Profitability First National Bank of Kentucky
Carrollton, KY
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5-Year Return on Average Assets 0.84%
Net Income 2.47M
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 70.95%
Return on Assets 1.06%
Return on Equity 12.06%