C
First National Bank of Kentucky
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Kentucky
Carrollton, KY
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.20
Liquidity Index 1.20
Profitability Index 6.30
Stability Index 4.30
Company Info First National Bank of Kentucky
Carrollton, KY
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FDIC Number 2735
Phone Number (502) 732-4406
Website www.fnbkentucky.com
Asset Quality First National Bank of Kentucky
Carrollton, KY
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1-Year Asset Growth 10.62%
5-Year Asset Growth 13.68%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 4.83%
Non-Performing Loans to Loans 0.65%
Balance Sheet First National Bank of Kentucky
Carrollton, KY
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Total Assets 258.05M
Total Deposits 227.58M
Capital and Reserves First National Bank of Kentucky
Carrollton, KY
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Capital 23.38M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio --
Liquidity First National Bank of Kentucky
Carrollton, KY
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Hot Money Ratio 20.59%
Liquidity Ratio 18.60%
Profitability First National Bank of Kentucky
Carrollton, KY
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5-Year Return on Average Assets 0.90%
Net Income 2.18M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 61.61%
Return on Assets 1.72%
Return on Equity 19.09%