Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Weak (1.7) profitability. A current level of 8.9 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Good asset quality (5.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 22.9 and a capital leverage ratio of 17.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Asset Mix:
Cash (28%), comm loans (16%), comm re (15%), consumer loans (11%), securities (2%), home mtgs (0%), other (28%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BBOK Bancshares, Inc.
Investment Rating
--
Address
555 North Woodlawn Street
Wichita, KS 67208
Wichita, KS 67208
Phone Number
(316) 681-2265
Year Founded
1988
FDIC Number
Website
Largest Affiliates
No affiliate information available.